INSTANT LOAN
- Amount
- ₹5,000 – ₹10 L
- Interest
- ROI 10% TO 36%
Loan products
Funding built around real requirements
Every product is managed by our team and kept current with funding partner offerings.
loan against property
- Amount
- ₹5 L – ₹1 Cr
- Interest
- 9% - 12%
Salaried Personal Loan
Quick unsecured funding for salaried professionals.
- Amount
- ₹50,000 – ₹40 L
- Interest
- Starting from 10.49% p.a. (varies by lender)
Self-Employed Personal Loan
Personal funding for self-employed professionals and business owners.
- Amount
- ₹1 L – ₹30 L
- Interest
- Starting from 11.99% p.a. (varies by lender)
Home Purchase Loan
Long-tenure funding to buy your home.
- Amount
- ₹5 L – ₹5 Cr
- Interest
- Starting from 8.35% p.a. (varies by lender)
Business Working Capital Loan
Unsecured working capital for growing businesses.
- Amount
- ₹2 L – ₹75 L
- Interest
- Starting from 13.00% p.a. (varies by lender)
Our Partners
Our Partners
Organisations we work with across the Dharya Finance network.
we rize
Investors
Our approved lender network
Our partners select a funding partner manually for every application — no automated scoring, no hidden ranking. We facilitate distribution in partnership with regulated institutions.
FLEXI LOAN
EASY HOME FINANCE
HDFC Bank
WE RIZE
Meridian Bank
ICICI Bank
SBI
WE RIZE BUSINESS LOAN
Eligibility
What decides loan eligibility?
There is no single eligibility rule. Each lender sets its own criteria — the lenders shown in our partner portal display theirs — but most look at the same core factors.
Income and employment
Monthly income and whether you are salaried or self-employed.
Credit profile (CIBIL)
Credit score and repayment history on existing loans and cards.
Age
Minimum and maximum age limits set by each lender.
Loan amount and EMIs
The amount requested compared with income and current EMIs.
Trust and transparency
How we work with you
Clear business identity
Dharya Smart Consultancy Private Limited, Sanjay Palace, Agra, Uttar Pradesh — GSTIN 09AAMCD8151G1ZD.
No approval promises
We are not a lender. Approval, amount, interest rate and tenure are always decided by the lender.
Reachable people
Call 8279487230 or email us — a real team reviews every enquiry manually.
Please note: Dharya Finance is a loan assistance and distribution service, not a lender or NBFC. Loan approval, interest rates, tenure, documentation and other terms are subject to the respective lender's eligibility criteria, policies and verification.
Ready to grow with Dharya Finance?
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