Dharya Smart Consultancy Private Limited
Your Financial Services & Business Partner Across India
We facilitate financial product sourcing and distribution in association with banks, NBFCs, fintech companies and other financial institutions.
Who we are
A distribution company built on process, not promises
Dharya Smart Consultancy Private Limited is a financial services and distribution company focused on connecting customers, business partners, banks, NBFCs, and fintech companies through a professional and technology-driven platform.
We provide access to a wide range of financial products including Home Loans, LAP, Business Loans, Personal Loans, Vehicle Loans, Credit Cards, Insurance and other financial services through our lending and financial partners.
Partner network
A DSA and channel partner network across India
Individuals, professionals, companies and eligible business associates can join our partner network and work with us for sourcing and distribution of suitable financial products.
Our partners receive support in
- Lead generation and lead sourcing
- Loan product information
- Partner onboarding support
- Digital application process
- Case tracking and coordination
- Training and business support
- Multiple financial product opportunities
What drives us
Mission, vision and commitment
Our Mission
Our mission is to make financial services more accessible by connecting customers with suitable lending and financial institutions while creating business opportunities for our partners.
Our Vision
To build a trusted Pan-India financial distribution network connecting customers, partners and financial institutions on one platform.
Our Commitment
We believe in transparency, responsible financial practices, customer service and long-term business relationships.
Dharya Smart Consultancy Private Limited
*We facilitate financial product sourcing and distribution in association with banks, NBFCs, fintech companies and other financial institutions. Loan approval and sanction are subject to the respective lender's eligibility criteria, policies and terms. We are not an NBFC. We facilitate loan sourcing and distribution in partnership with banks, NBFCs, and regulated financial institutions.
What we do
How Dharya Finance helps
Dharya Finance sits between borrowers, DSA partners and lending partners. We organise applications and guide people through the process — the lender makes the final decision.
For customers
Understand your loan options, the documents you may need, and submit a clear, complete application.
For DSA partners
A secure portal to submit customer applications, upload documents, pick a lender manually and track claims.
For lending partners
Applications arrive organised by loan type, with documents attached, ready for the lender's own assessment.
Responsible communication
We never promise approval, rates or amounts. Eligibility and terms are always explained as lender-dependent.
Our process
How the loan assistance process works
- 1
Share your requirement
Tell us the loan type and amount you need, directly or through a registered partner.
- 2
Review and documents
Our team reviews your details and explains which documents are typically needed.
- 3
Manual lender selection
A lender is chosen from those set up for your loan type, based on its published criteria.
- 4
Lender assessment
The lender verifies your application and decides on approval, amount, rate and tenure.
Please note: Dharya Finance is a loan assistance and distribution service, not a lender or NBFC. Loan approval, interest rates, tenure, documentation and other terms are subject to the respective lender's eligibility criteria, policies and verification.
FAQs